CPD: A practical system for building client confidence – Value of Advice (Part 1)

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Introduction As the advice profession continues to evolve, so too do client expectations and perceptions of the value of advice. Perhaps nothing sums up this shift as perfectly as this... Read more

CPD: When a little knowledge is dangerous – countering the financial ‘guidance’ your clients are getting from AI

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Move over, Google The expression “a little knowledge is a dangerous thing” seems particularly appropriate to financial decisions, where the amounts at stake and the inherent complexity make the risk... Read more

CPD: A review of the Code of Ethics (part two)

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This article, proudly sponsored by GSFM, examines standards seven to twelve of the Code of Ethics. Standards one to six were examined in a previous article you can read here.... Read more

CPD: Designing retirement income streams

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Since 1 July 2022, superannuation trustees have been required to formulate, regularly review and give effect to a retirement income strategy under the Retirement Income Covenant (the Covenant). It requires... Read more

CPD: Quality Growth, ex-Growth

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For much of the post-Global Financial Crisis period, quality growth investing occupied a privileged position within institutional portfolios. The proposition was straightforward: invest in businesses with durable competitive advantages, high... Read more

CPD: The case for shareholder yield in client portfolios

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For years, income-focused investors have leaned on a familiar approach: find companies with high dividend yields and hold them. It is a reasonable starting point, but it is an incomplete... Read more

CPD: The case for Australian mid-caps – why quality is on sale

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Share prices move every day. The underlying value of the businesses behind those prices does not move nearly as often, or as much. That distinction matters more than usual right... Read more

CPD: Investment bonds revisited – understanding the fundamentals in a changing tax landscape

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For many years, investment bonds have occupied a relatively small corner of the Australian investment landscape. While familiar to some advisers, others may have had limited reason to consider them... Read more

CPD: Positioning portfolios for the next world order

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Key takeaways The global system is becoming more fragmented and policy-driven, leading to more uneven and less predictable market outcomes. Geopolitical risk is now persistent, showing up not just in... Read more

CPD: A review of the Code of Ethics (part one)

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The Financial Planners and Advisers Code of Ethics (Code) has sat at the centre of adviser conduct in Australia since it became mandatory on 1 January 2020. This article, proudly... Read more